Life Stages

Examples of sub categories within Life Stages are:

• Basic Financial Healthcheck
• Holistic Financial Planning
• Inheritance Tax Planning
• Wills and Trusts
• Equity Release
• Lump Sum Investment

Retirement

Examples of sub categories within Retirement are:

• Business Financial Planning
• Pensions and Retirement Options
• Pensions (Transfers)
• Equity Release
• Regular Savings and Investments
• Pensions and divorce
• Occupational Pension schemes
• Employer sponsored pension scheme
• Personal Investment Planning
• Discretionary Investment Management

Mortgages

Examples of sub categories within Mortgages are:

• Mortgages
• Equity Release

Investment

Examples of sub categories within Investment are:

• Business Financial Planning
• Pensions and Retirement Options
• Pensions (Transfers)
• Inheritance Tax Planning
• Lump Sum Investment
• Portfolio Management
• Regular Savings and Investments
• Personal Investment Planning
• Discretionary Investment Management

Protection

Examples of sub categories within Protection are:

• Business Financial Planning
• Life/Income Protection and Critical Illness
• Long Term Care

Health

Examples of sub categories within Health are:

• Business Financial Planning
• Life/Income Protection and Critical Illness
• Long Term Care

 
 

Business Commercial

 

Agriculture

Examples of sub categories within Agriculture are:

• Agricultural / Garden Machinery
• Farming Agriculture - All Risks
• Forestry
• General Insurance
• Horticultural Nurseries
• Livestock / Bloodstock

Aviation

 

Charities

Examples of sub categories within Charities are:

• Commercial Combined
• General Insurance
• Professional Indemnity
• Travel
• Trust Indemnity

Children

Examples of sub categories within Children are:

• Nursery/Child Day Care
• Playschemes

Construction

Examples of sub categories within Construction are:

• Inherent Defects
• Plant & Equipment
• Roofing
• Scaffolding

Contractors

Examples of sub categories within Contractors are:

• All Risks
• Cleaners
• Contractors Liability
• Electrical
• Exhibitions
• Fire Protection
• Heating & Ventilation
• Lift / Escalator Engineers
• Plant Hire

Education

Examples of sub categories within Education are:

• Colleges
• Schools
• Students Shared Property

Engineering

Examples of sub categories within Engineering are:

• General
• Inspection

EventsNo further criteria

 

Entertainment

Examples of sub categories within Entertainment are:

• Amusement Arcades
• Bingo Halls
• Casinos
• Clubs
• Film Industry
• Leisure Centres
• Nightclubs - Commercial Combined
• Snooker Halls
• Social Clubs
• Stadiums
• Theme Parks

Financial

Examples of sub categories within Financial are:

• Bankers Blanket Bond
• Bonds Advance Payment
• Cash in Transit
• Credit
• Export Credit
• Financial Institutions
• Financial-new issue, prospectus etc
• Guarantee

Indemnity

Examples of sub categories within Indemnity are:

• Construction - Professional Indemnity
• Contingency
• General Insurance
• Legal Expenses
• Legal Indemnities
• Professional Indemnity
• Professional Indemnity - Offshore
• Professions
• Restrictive Covenants

Leisure

Examples of sub categories within Leisure are:

• Clubs - Amateur Dramatic
• Clubs - Youth / Community

Liability

Examples of sub categories within Liability are:

• After the event
• Construction - Non Negligent Liability
• Construction - Employers Liability
• Construction - Environmental Liability
• Construction - High Risk Liability
• Construction - Plant Hirers Liability
• Construction - Liabilities
• Employers Liability
• Employers Liability - Offshore
• Excess Liability
• Food Product Tamper / Recall / Guarantee
• General Insurance
• High Risk (Public)
• Liability
• Liability - High Risk
• Musicians / Entertainers
• Pollution Liability
• Product Liability
• Product Liability - Excess
• Product Recall
• Public Liability
• Public Liability - Excess
• Trademans Liability

Marine

Examples of sub categories within Marine are:

• Boats
• Cargo
• Cargo - Inland Transit
• Cargo - Worldwide Overseas
• Chartered Liability
• Commercial Vessels
• Crew
• Freight
• Hull and Machinery
• Increased value
• Loss of hire
• Protection and Indemnity
• War risks

 

Medical

Examples of sub categories within Medical are:

• Care Homes
• Commercial Combined
• Healthcare
• Malpractice
• Nursing/Rest Homes
• Term Life/Death in Service

ReinsuranceNo further criteria

 

Shops/outletsNo further criteria

SportNo further criteria

Animals

Examples of sub categories within Animals are:

• Catteries
• Clubs - dogs
• Dog Groomers
• Dog Kennels
• Dog Trainers
• Dog Walkers
• Exotic animals
• General Insurance
• General Insurance

 

Property

Examples of sub categories within Property are:

• Bedsits
• Churches & Temples
• Commercial & Industrial
• Commercial Combined
• Contents (Landlord)
• DSS Lets
• Flats (blocks of)
• High Risk Commercial
• Home Workers
• Home Workers - Business Contents
• Housing Associations
• Landlord / Owners Cover
• Landlord Legal Protection
• Leased
• Let Property
• Offices
• Owners
• Shops
• Student Lets
• Tools of Trade
• Warehouse

Other

Examples of sub categories within Other are:

• Bio Fuels
• Business Interruption / Resilience
• Chemical, Pharmaceutical, Bio-tech
• Computers
• Consultants
• Contemporary Art Dealers
• Directors & Officers
• Delegated Underwriter Authority Contracts
• Employment Agencies
• Equestrian
• Fine Art Dealers
• Fireworks Manufacturers
• Franchising
• Funeral Directors
• Furriers Block
• General Insurance
• Gun - Registered Gun Dealers
• Interior Decorators / Designers
• Jewellers Block - Worldwide
• Key Personnel
• Kidnap and Ransom
• Latent Defects
• Legal Expenses - Gun Clubs
• Memorial Masons
• Office - at Home
• Office - Small
• Optical Equipment Companies
• Paper and Pulp Industries
• Plastic Trades
• Security Companies
• Timber Trades
• Unoccupied Property
• Unusual Risks
• Woodworkers

 

Personal Lines

 

Motor

Examples of sub categories within Motor are:

• 2nd / 3rd Cars
• Breakdown
• Car Rental Abroad Top Up
• Cars - Modern Very High Value Liability
• Classic Car (Breakdown)
• Classic Cars
• Classic Motorcycles
• Epileptic Motor Cover
• Foreign Licence
• General Insurance
• High Performance Cars
• High Risk Cars
• Hire - Public / Private
• Importing Vehicles
• In-car equipment
• Limited mileage
• Modified Vehicles
• Motor Cycles
• Motor Cycles Modified
• Over 50
• Previous Convictions
• Quad Bike
• Replica / Kit / Non Standard Car
• Short Term
• Special group drivers
• Special Types
• Temporary Cover
• Vehicles Modified for the Disabled
• Vintage Cars
• Women Drivers
• Young Drivers

Home

Examples of sub categories within Home are:

• Antiques & Works of Art
• Barn Conversions
• Beach Huts
• Blocks of Flats
• Contents (Tenants)
• Contents in Storage
• Contents under £15,000
• Custom Policy
• Extended Warranty
• Flood Zone
• General Insurance
• Gun - Personal Gun Insurance
• Her Majesty's Forces
• High Net Worth
• Historic Houses
• HNW - All Risks
• HNW - UK and Overseas
• Holiday / Second Homes
• Holiday Homes
• Household / High Value
• Jewellery Single Item
• Mobile Homes
• Multiple Tenancy
• Musical Instruments
• Non Standard Construction
• Overseas Homes
• Previous Convictions
• Push Bike
• Roads (Private)
• Safe Deposit Boxes and Vaults
• Self Build
• Special and Fine Arts
• Subsidence Residential
• Thatched Roofs
• Underpinned Properties
• Unoccupied Property
• Stamps & Other Collectables

Pet

Examples of sub categories within Pet are:

• Animals & Birds
• Cats & Dogs
• Horses & Ponies
• Pets

Travel

Examples of sub categories within Travel are:

• 1 Way
• Already left the UK
• Cancer only
• Child Alone
• Cystic Fibrosis only
• Disabled
• During Pregnancy - Up to 30 Weeks
• During Pregnancy - Up to 32 Weeks
• During Pregnancy - Up to 36 Weeks
• Excess of Loss
• Expatriates
• Extended Stay
• Gap Year
• General
• Groups
• Hazardous Sports
• Medical Conditions
• Medical Conditions - up to 24 days
• Medical Conditions - up to 120 days
• Medical Conditions - up to 31 days
• Medical Conditions - up to 35 days
• Medical Conditions - up to 45 days
• Medical Conditions - up to 93 days
• Multi Trip / Annual Protection
• Selective / Tailor Made
• Single Trip
• Travel Special Needs
• Up to 110 years old
• Up to 85 years old
• War Risks
• Working Abroad