Fair Presentation of Risk - Practical Insights

One half-day

This online half day workshop is intended to offer a practical understanding of the Duty of Fair Presentation of Risk that was introduced by the Insurance Act 2025. This is from an insured perspective, insurance broker perspective and insurer perspective.

Summary

Dates: Optional

Timings: 09:30-12:30 (UK)

 Duration: Half day

 No of attendees: 12-16

Format: Online - Virtual delivery

CPD: Recognised

Trainer: Alan Jervis

Workshop Overview

• Historical Development with regard to the area of Misrepresentation and Non-Disclosure. MIA 1906.
• The Era of Change: What led to the amendments introduced by the Insurance Act 2015?
• The Duty of Fair Presentation from a practical perspective.
• What is considered to be ‘a material circumstance’? 
• What does it mean for an insured? The duties and expectations of an insured.
• What does it mean for an insurance broker? The duties and expectations of an insurance broker.
• What does it mean for an insurer / underwriter? The duties and expectations of an insurer / underwriter.
• Discussion of common pitfalls and misunderstandings.
• Remedies available to an insurer based on a breach of the Duty of Fair Presentation.

What will I achieve by attending the workshop? 

By the end of the workshop, participants will be able to: 

• Demonstrate an understanding of the historical context to the doctrines of misrepresentation and non-disclosure.
• Learn about the reasons for and the practical effects of the changes introduced by the Insurance Act 2015.
• Identify the duties of the insured, broker and insurer from a practical industry perspective.
• Demonstrate a practical understanding of what is considered to be a ‘material circumstance’.
• Become aware of common pitfalls and misunderstandings.
• Explain the remedies available to an insurer as a result of material misrepresentation and non-disclosure.

Who should attend?

Underwriters, brokers, MGAs, risk managers, claims handlers, claims adjusters, solicitors.

Corporate Solutions

As part of our commitment to advancing professional standards within the sector, the CII offers a comprehensive suite of training and development solutions. These are designed to provide a structured, collaborative approach to skills enhancement, fully aligned with our internationally recognised Professional Map.  We offer workshops covering exam revision, technical training and business and leadership topics. 

Whether you're looking to upskill employees, support career progression, or drive business success, our bespoke training solutions can elevate and future proof the competencies required across your workforce. 

A full list of courses can be viewed in our Training Catalogue.

Corporate (in-house) request

To book this workshop for your company as an in-house training session for between 7-16 Delegates, on a date that's convenient for you, please register your interest here:

Register your interest in our other courses

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To book in-house training for your company, you must have a CII Corporate Account.

To register for this workshop or to request further information, please contact us at: business.enquiries@cii.co.uk 

Please note our workshops are priced using British Pound Sterling (GBP). The final purchase cost will be processed using the relevant international currency conversion rate at the point of sale. Contact us for further information.

Your booking will only be confirmed, once you receive a booking confirmation email from the training team.

Please ensure you refer to our terms and conditions before booking on to any of our training workshops. By booking on to this workshop, you are agreeing to our terms and conditions and for your information to be shared with our training provider.