Apres mon deluge: Flood Re as a response to large-scale climate risk »
Flood Re is a flood 're-insurance' scheme to help support
households at highest flood risk. Mark Hoban describes how the
scheme works and how it is a temporary solution until the industry
can develop more reflective pricing.
The Insurance Fraud Task Force - the problem and conclusions »
Insurance fraud costs the industry an estimated £3bn a
year, plus another estimated £200m a year is spent combatting it.
The government's Insurance Fraud Task Force has come up with some
HM Treasury consultation on public financial guidance proposals »
As part of his 2016 Budget Statement, the Chancellor announced
the demise of the Money Advice Service, and published a
consultation restructuring the delivery of public financial
CII Briefing: Budget 2016 »
A briefing for members on the 2016 Budget.
Financial Advice Market Review Final Report »
On 14 March, the Treasury and FCA published their final report
on the Financial Advice Market Review (FAMR), including some 28
recommendations for possible action.
SIMR, conduct rules, approved persons »
A briefing covering the forthcoming Senior Insurance Managers
Regime (SIMR), changes to conduct rules and the reformed approved
Price optimisation for insurance - optimising price; destroying value? »
Price optimisation is on the rise in UK insurance, driven
by the insight that underwriters gain from big data. Yet it is
proving a divisive practice, with US regulators increasing banning
its use in personal lines markets.
Ethical Culture: Developing a culture of responsibility in a regulated environment »
Ethical culture: Developing a culture of responsibility in an
regulated environment, part of the CII ethical culture series,
considers how financial services regulation impacts on the
development of an ethical culture. It covers the introduction of
the Senior Insurance Managers Regime and the Senior Managers &
Certification Regime for banking.
Maintaining the momentum on auto-enrolment »
Should the Government exploit the success of auto-enrolment by
increasing savings amounts or extending it to include life and
protection insurance? Nick Hurman FCII Chartered Insurer explores
What consumers want - pensions freedoms and the "new normal" »
Research by the Chartered Insurance Institute in late 2015 on how consumers are accessing pensions following the "pensions freedoms" coming into force.
Clearer communications vital to consumer trust »
Research highlights challenges facing the life and pensions sector. Independent research commissioned by the CII has identified that customers want greater empathy, clarity and consistency from providers when accessing their pensions under the new freedoms.
CII Public Affairs Update Issue 1 2016 »
The CII's Public Affairs updates contain news from Westminster
and Whitehall, Europe and the regulator. This issue covers the new
FCA Chief Executive, the Bank of England and Financial Services
Bill and the implementation of the Insurance Distribution
Measuring professional outcomes for consumers and SMEs »
To track whether and to what extent raising professional
standards in GI has improved the experience and outcomes for retail
and SME consumers.
Paris climate change conference and its implications for insurance »
An expert analysis into the issues and agreements made at the Paris climate change conference and their implications for insurance.
Insurance Fraud Task Force final report »
A briefing summarising the detailed findings and recommendations
of a task force looking into insurance and claims fraud.