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Chartered Insurance Institute
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Introduction to insurance contract law - one day course


This introductory/intermediate-level course is designed to develop delegates' knowledge and understanding of the principles and practices of insurance contract law. It offers an ideal follow on course for those who have attended the 'Introduction to law for insurance staff'.


  • General principles of contract law (brief review) 
  • Legal principles governing the formation of insurance contracts
  • The doctrine of insurable interest
  • The doctrine of utmost good faith: misrepresentation and the duty of disclosure in relation to insurance 
  • Warranties, conditions and other terms of insurance contracts 
  • Void and illegal insurances 
  • Making an insurance claim: legal rules governing notice and proof of loss 
  • Construction (interpretation) of insurance contracts, including statutory and common law rules 
  • The doctrine of proximate cause 
  • Measuring the loss - the principle of indemnity 
  • The doctrines of subrogation and contribution 

The course involves interactive excercises and case studies led by market professionals. 

Learning outcomes

This course will:

  • Review briefly the general principles of contract and business law as they apply to insurance 
  • Provide a good understanding of the special principles of insurance contract law 
  • Provide some appreciation of the legal rules that affect particular classes of insurance only, including marine insurances and the compulsory classes (EL and motor in the UK). 

Emphasis is placed on English/US common law but, where appropriate, comparison with continental and other legal systems is made.

Who should attend?

All insurance staff, from brokers or other intermediaries, through to those involved in underwriting, claims, insurance programme design or placement, risk managers, sales or administration. Also lawyers and other professionals whose work brings them into contact with the business of insurance.

CPD hours

Attendance of this course awards up to 6 CPD hours where you consider it relevant to your professional development needs.

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Sold out!

Scheduled dates for this course have now sold out, please keep checking the website for updates to availability. Dates are added subject to demand and can also be run in-house for corporate clients.