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Professional Focus: Does my Business Interruption policy cover COVID-19?


Publication date:

16 June 2020

Last updated:

16 June 2020


Professional Focus, Alan Chandler

Alan Chandler will be taking a plain English walk through Business Interruption (BI) wordings to examine which policies do actually cover BI losses relating to COVID-19. By applying his six rule technique Alan will look to establish which policies will respond to claims.

It is essential that brokers, underwriters and claims staff alike have a full understanding of what the correct commercial insurance position is on the virus that is disrupting all our lives. It is not just policyholders who are asking this question, we all know friends and family who run small businesses and they will be asking anyone who works in insurance what the position is and why.


This presentation will give you the answers. Alan will explore briefly the background of Business Interruption cover in the UK and focus specifically on the BI extensions that may or may not cover COVID-19. It will be done in Alan's plain English style so that you can go away and feel confident in talking about how BI cover responds to the biggest issue of the day.


Learning Objectives:

  • Understand the background to disease cover under Commercial Business Interruption policies
  • Understand the various BI extensions that may or may not relate to COVID-19
  • Explain to policyholders whether their policy does or does not cover BI losses relating to COVID-19


Watch the webinar HERE

This document is believed to be accurate but is not intended as a basis of knowledge upon which advice can be given. Neither the author (personal or corporate), the CII group, local institute or Society, or any of the officers or employees of those organisations accept any responsibility for any loss occasioned to any person acting or refraining from action as a result of the data or opinions included in this material. Opinions expressed are those of the author or authors and not necessarily those of the CII group, local institutes, or Societies.