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Financial Protection (R05)

The default Enrolment option for this unit includes:

(1) 12-month access to the latest study material, in digital format only, delivered on RevisionMate. This includes, the study text, plus revision aids: Key Facts Booklet, Audio Revision, Knowledge Checker, E-learn.

(2) Assessment entry – this includes an exam voucher that is valid for 18 months.

 

Access to digital study material as part of your Enrolment

You will have access to your digital study material on RevisionMate for 12 months from the date of purchase. If a new edition of the study material is released during this period, you will automatically receive access to the material on RevisionMate and will be notified via email.

Study material currently available on RevisionMate

2025–26 edition (applicable to exams sat 01 September 2025 to 31 August 2026)

2024–25 edition (applicable to exams sat 01 September 2024 to 31 August 2025)

A new edition of the study text is usually available in July every year.

Course delivery via RevisionMate

Instructions on accessing your course on RevisionMate will be sent to your registered email address. This is typically within two working days of your order being placed, but may be longer, particularly if payment is made by bank transfer.

Printed study text

If you have chosen the ‘Digital and print’ option when purchasing your Enrolment, you will receive the latest edition of the printed study text (2025–26, which will be available by 31 July). This is in addition to the digital material on RevisionMate.

If the next edition (2026–27) is released during your 12-month enrolment, you will automatically receive access to the digital copy on RevisionMate. You can contact Customer Service to also receive a printed study text.

The default Enrolment option for this unit includes:

(1) 12-month access to the latest study material, in digital format only, delivered on RevisionMate. This includes, the study text, plus revision aids: Key Facts Booklet, Audio Revision, Knowledge Checker, E-learn.

(2) Assessment entry – this includes an exam voucher that is valid for 18 months.

 

Access to digital study material as part of your Enrolment

You will have access to your digital study material on RevisionMate for 12 months from the date of purchase. If a new edition of the study material is released during this period, you will automatically receive access to the material on RevisionMate and will be notified via email.

Study material currently available on RevisionMate

2025–26 edition (applicable to exams sat 01 September 2025 to 31 August 2026)

2024–25 edition (applicable to exams sat 01 September 2024 to 31 August 2025)

A new edition of the study text is usually available in July every year.

Course delivery via RevisionMate

Instructions on accessing your course on RevisionMate will be sent to your registered email address. This is typically within two working days of your order being placed, but may be longer, particularly if payment is made by bank transfer.

Printed study text

If you have chosen the ‘Digital and print’ option when purchasing your Enrolment, you will receive the latest edition of the printed study text (2025–26, which will be available by 31 July). This is in addition to the digital material on RevisionMate.

If the next edition (2026–27) is released during your 12-month enrolment, you will automatically receive access to the digital copy on RevisionMate. You can contact Customer Service to also receive a printed study text.

Financial Protection (R05) develops your knowledge and understanding of and ability to analyse financial protection planning issues.

Financial protection is best summed up with the old adage: plan for the best and prepare for the worst. However grand our wider financial aims and goals, everything can quickly come crashing down if disaster strikes. Good financial protection underpins every other aspect of financial planning by ensuring that, in the event of death or illness, we protect the goals and people that matter to us most.

In this unit, we explore the main forms of financial protection applicable to consumers as well as some of the factors in business insurance. In doing so, we address key considerations for any financial planner:

  • policy types;
  • establishing the appropriate sum assured;
  • underwriting;
  • claims;
  • the use of trusts; and
  • the taxation of benefits.

We also provide context by considering relevant market factors and looking at State benefits – the availability of which is often cited as a reason why consumers fail to take out adequate protection.

Building a successful career in personal finance

Financial Protection (R05) is a core unit for the Diploma in Regulated Financial Planning which meets the FCA’s qualification requirements for retail investment advisers. This unit is relevant for paraplanners, technical consultants and those in financial planning support roles. It is also relevant for those seeking additional CII credits towards completion of the Diploma in Financial Planning. those who do not hold additional CII credits counting towards completion of the Diploma in Financial Planning.

Purpose

At the end of this unit, candidates should be able to demonstrate an understanding of and ability to analyse:

  • the purpose and scope of financial protection products and how they interact with State benefits;
  • the main features and functions of the different types of contracts and how they are arranged in order to meet the individual client’s protection needs;
  • the main protection needs of businesses.

Assessment

  • 1 hour exam
  • 50 multiple choice questions
  • The standard pass mark is 70% (for more information on standard pass marks please see here)
  • The 2024 pass rate for this unit was 77.7%

Units treated as equivalent

Due to the extent of syllabus overlap, certain combinations of current and withdrawn units will result in only one award of credits.

If a withdrawn equivalent is held you may not need to complete a current unit in order to satisfy a qualification's completion rules. Clarification should always be sought from CII Customer Service.

Find out more about credit awards for equivalent units

Revision aids available ** Please check individual shop pages for availability dates **

The revision aids available for this unit are listed below. Find out more details.

  • Key Facts Booklet
  • Audio Revision
  • Knowledge Checker
  • E-learn

Note for purchasing revision aids: please make sure you do not already have the revision aid(s) as part of any Enrolment plus purchase.   

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