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Chartered Insurance Institute
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Underwriting

Covering the gap? »
On 1 October 2007, new rules came into force under the Companies Act 2006 governing shareholder derivative actions against directors. The new changes create an element of uncertainty on several fronts and this could well increase the likelihood of claims.
The man and the machinery »
Facts Mr Reilly was a fire protection engineer. There was a fire at premises where he had installed three fire extinguishing systems, one for each of three printing presses, and one of them failed to operate. Mr Reilly's tradesmen policy with NIG provided cover for public liability including product liability, with an exclusion for "the failure of any fire or intruder alarm, switch, gear, control panel or machinery to perform its intended function".
The effects of recession on insurance »
With business failures and redundancies fast becoming everyday news, the frequent boasts by certain politicians about the "end of boom and bust" seem more fanciful than they did during more prosperous times...
Animal disease insurance in the UK »
Insurance of animal disease in the UK is a specialised market that has been stable for many years but this could change if the government makes proposed changes to animal disease compensation schemes.
Why do specialist risks need quality underwriting? »
Specialist risks, in my view, defy all attempts by insurers to pigeonhole and commoditise them. Risk protection must be fine-tuned to be effective and fully meet clients' needs, and you can never get too close to the client in order to understand the risk...
Using CCTV to manage risk »
Closed-circuit television (CCTV) has been used effectively to deter and detect crime in both public and private sector applications for well over two decades. Its key benefit lies in the ability to observe and record images from multiple locations simultaneously without incurring high revenue costs...
Fabric-engineered structures »
The use of fabric-engineered structures is becoming increasingly common in the UK, particularly for buildings put to recreational and sporting use. As it allows relatively rapid installation, it can be used in conjunction with synthetic playing surfaces and is particularly useful for training grounds as a result...
Corporate manslaughter »
The Corporate Manslaughter and Corporate Homicide Act 2007 received Royal Assent in July 2007 and comes into force on 6 April 2008. The legislation is intended to provide a new approach to punishment in circumstances where a work-related death has occurred, whether of an employee or a member of the public.
Management through the cycle »
Management through the cycle
Regulatory news November 2007 »
Regulatory news bulletin for November 2007.

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