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Life & Pensions

Regulatory News Life and Pensions August 2010 »
HMT - The changing face of financial regulation
Government launch restricted tax relief consultation »
This Technical Article provides a summary and analysis of the Government's consultation on restricting pension tax reliefs. The main points to note include:  
Government proposes radical changes to provision of retirement benefits pre- and post-age 75 »
In its consultation document on the removal of the effective need to annuitise at age 75, the Government has set out a number of radical proposals. This bulletin sets out our analysis of these proposals.
Regulatory News Life and Pensions June 2010 »
Platforms under pressure »
Platform operators may have been pleased as they began to read the FSA's discussion paper DP10/2 on platforms, but less so if they continued.
Mind the gap! »
Swiss Re's latest Insurance Report, published in December 2009, offers a consumer-focused view of the long-term insurance market, with the emphasis on long-term protection business.  Writing exclusively for 'Financial Solutions', Ron Wheatcroft and Stephen Bale explain why the time is ripe for the life insurance industry to make a concerted effort to improve the penetration of protection covers...
Chronic pain »
Chronic pain? Surely a tediously dull subject. Well, no actually. Do read on ...
Assessing the occupation risk »
Life and disability underwriting, of course, is not all about medical conditions - although the likes of obesity, high blood pressure and diabetes, together with the occasional more exotic affliction, take up most of underwriters' time - sports and pastimes, foreign travel and financial risks need to be considered too, as does occupation.
CII Thinkpiece 21: Encouraging People to Save for Their Retirement »
As life expectancy increases so does the need for people to be well prepared for their retirement. However for many this will not be the case as the culture for saving in the UK has steadily eroded over time. To counter this and thus help those not saving enough (in particular those on lower incomes) the personal accounts scheme is being introduced and will be ready for the onset of employer duties in 2012. In this CII Thinkpiece, Tim Jones, Chief Executive of the National Employment Savings Trust (NEST) provides background to the scheme, outlines the role of employer contributions and considers the investment strategy.
India focus »
CII and LIC working to increase professionalism in Indian life market.
Total and permanent disability cover »
Total and permanent disability benefit (TPD) has been around for a long time, and not just in long-term insurance markets - it features in personal accident (PA) and sickness cover too.
Regulatory News June 2009 »
Regulatory news bulletin for June 2009



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