At least 15 million people in the UK are currently living with at least one long-term health condition, expected to rise to 18 million within ten years.
- Cancer charities for example have reported that the level of demand for information and guidance about obtaining travel insurance particularly after a cancer diagnosis.
- Commoditisation: has resulted in cheaper products suitable for the vast majority of the population; but often excludes those in the minority that sit outside of them
- Consumer understanding/decision-making: people need to be educated to think health issues before they choose and pay for a holiday.
- Signposting to specialist brokers: affordable insurance does exist for people in these conditions, but it has become difficult to find through the usual means.
- Perceptions of what is “fair”: insurers attitudes towards certain risks can be counterintuitively disparate, and there needs to be more convergence.
View the attached policy briefing »