Guaranteed guidance for retirement »
A report summarising a comprehensive research study to gauge
consumer views towards the Government's guaranteed guidance (GG)
proposals for retirement.
FCA consultation: retirement reforms and guaranteed guidance »
The CII group's response to the FCA's consultation on
retirement reforms and the guaranteed guidance (GG).
HM Treasury consultation: EU Mortgage Credit Directive »
Following the passing of the EU Mortgage Credit Directive in
February, the UK Government is now in the process of
implementing this into UK mortgage regulation, and HM Treasury has
just published a consultation paper to do this.
CII-NMG guaranteed guidance project »
Provides a full technical appendix with all findings for the
CII's Guaranteed Guidance research project in association with Nick
Hurman and NMG Consulting. The main report is also available.
FCA guidance consultation on investment advice boundaries »
On 14 July the FCA issued a guidance consultation which
seeks to clarify the boundaries between what is and what is not a
personal recommendation in the investment market.
Pension Schemes Bill 2014 »
The Pensions Schemes Bill currently progressing through
Parliament aims to make greater risk sharing between employers,
individual members and third parties easier. It is intended to
encourage and enable "shared risk" pension schemes
and "collective benefits".
FCA market study: general insurance add-ons »
The FCA has published its final report on its general insurance
add-ons market study. The report finds that the add-on mechanism
has a clear impact on consumer behaviour and often affects
consumers' decision-making, often providing a structural point of
Insurance contract law reform: business insurance disclosure, warranties and insurer remedies »
As part of their ongoing review of
insurance contract law, the Law Commissions have made
recommendations on business customers' duty to provide pre-contract
information to their insurer and the actions insurers can take if
the policyholder breeches the warranty. Most of these
recommendations have been included in the Insurance Bill which was
laid before Parliament on 17 July.
CII Public Affairs Update Summer 2014 edition »
The CII's Public Affairs Updates contain news from Westminster
and Whitehall, Europe and the regulator. This edition covers the
latest on general insurance from the FCA and PRA, guidance
guarantee and mortgage regulation, as well as current legislation
Stop! Clean your hands! And think afresh ... »
This Thinkpiece looks at what can be learnt from the field of
social marketing when the "product" being sold is behavioural