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Policy and Public Affairs

CII briefing: FCA business plan 2015

24 March 2015
The CII's summary of this year's FCA business plan and risk outlook.

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Homemade pensions: what do the pension freedoms mean for property equity?

19 March 2015
Nick Hurman looks at what the retirement freedoms will mean the way retirees deal with their housing finances. How are retirees considering ...

CII briefing: Budget 2015

18 March 2015
A briefing for members on the last Budget before the 2015 General Election.

A brave new retirement: funding life after work and helping to make difficult choices

10 March 2015
Huw Evans, the new ABI Director General, reflects in this Thinkpiece the profession's concerns about preparedness for the pension reforms a ...

Apprenticeships

09 March 2015
Apprenticeships are a valuable way of developing new and existing talent. Our guide to getting started shows that it isn't as difficult as ...

The Government's retirement freedoms, Pension Wise, and views on preparedness »
An updated briefing reflecting the Treasury's announcement on the public-facing identity of what is called "Pension Wise". This note covers the Government's update on Pension Wise delivery, including Treasury and FCA actions in the last few months.
Thinkpiece 112 - The digital panopticon »
In our latest Thinkpiece, Chartered Insurance Practitioner Duncan Minty considers how the increase in insurers' knowledge about our everyday lives will impact the future of the industry and how this resembles the eighteenth century reformer Jeremy Bentham's idea of a 'panopticon'.   
The social value of insurance »
This series of papers considers the role of insurance in society, focusing in particular on the benefits it brings and risks it mitigates.
Will I have to sell the family silver? Funding care in retirement »
Describes some of the financial realities of funding social care in retirement, despite the assurances set out in the Care Act 2014, and underscores the importance of receiving financial advice.
CII & CentreForum - Fit for growth: investing in a stronger skills base to 2020 »
A paper by the CII and CentreForum exploring how the UK can remain competitive by creating a skills system that promotes choice and flexibility and is more responsive to employer demand.
FCA consultation: Buy-to-Let mortgages: the Mortgage Credit Directive Order 2015 »
Following the passing of the EU Mortgage Credit Directive (MCD) in February, the Financial Conduct Authority (FCA) is now in the advanced stages of implementing this into the UK. It has recently issued a consultation on how it will approach the most complex aspect of the Directive: how it will oversee Buy-to-Let Mortgages.
CII Public Affairs Update Issue 1 2015 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This edition covers FCA guidance on definition of advice, the latest on pensions reform and proposals on GAP insurance.
FCA finalised guidance on investment advice boundaries »
Following a guidance consultation in July 2014, the Financial Conduct Authority (FCA) has issued its finalised considered view on the boundaries between what is and what is not a personal recommendation in the retail investment market.
It's the right thing to do: empowering employees to speak up »
Cathy James, Chief Executive of the whistleblowing charity Public Concern at Work describes the all-too-familiar story of genuinely well-meaning employees getting ignored or even unfairly reprimanded by employers, and describes initiatives to address this.
Global political risks in 2015 and beyond »
A report, by the CII and Cicero, considering the potential global political and societal risks facing us in 2015 and beyond. It paints a picture of a time of continuing major economic and political challenges and risks and how the these risks can be identified, managed and, if possible, mitigated.
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