Mortgage market review February 2017 »
Mortgage market update for February 2017
Protection market review February 2017 »
Protection market update for
FCA future mission consultation »
We support this fundamental review of the FCA's work going
forward. Much has happened in the financial markets even since the
creation of the FCA in 2012. There has been much new insight on how
consumers behave with financial products and services, including
the impact of technology and new processes.
Rectification of trust mistakes »
It is a well-known fact that once a trust deed has been executed
it cannot simply be amended subsequently. Certainly, changes will
not be allowed simply because the settlor changes his mind.
However, where it is clear that a mistake has been made and there
is evidence to support this, there are two possible remedies: a
remedy of rectification and a remedy of rescission (setting aside).
Both need an application to the Court and, being "equitable
remedies", are at the Court's discretion, which depends to a large
extent on the conduct of the applicant.
CII calls for Brexit transitional arrangements as economic confidence plummets across profession »
Economic confidence across the insurance profession falls to
its lowest level since 2011
Nearly half (48%) of those working in insurance expect the
economy to deteriorate in 2017
92% of those in the Lloyd's market believe securing EU
passporting rights should be a top priority in Brexit
The CII calls on Theresa May to make early commitment to
transition arrangements post-Brexit
CII member economic outlook and Brexit survey results »
This edition of the CII Member
Survey indicates a significant fall in confidence for 2017 among
CII members, across all three key indicators measuring economic,
business and employment prospects. Following growth in all indices,
the yearly change in 2016 is the greatest one-year fall for each
index since records began in 2011.
More than just the big print: meeting the needs of an ageing population »
Providers and advisers face an on-going challenge of delivering
inclusive services to the growing number of oldest old and others
faced with similar complex needs.
The inexorable rise in demand for bridging loans »
The bridging industry has gained both ground and reputation in
the past few years. The credit crunch, while creating problems for
the lending industry as a whole, saw lenders in the bridging
industry rise to fill the gap left by the mainstream lenders.
Mortgage market review January 2017 »
Mortgage market update for January 2017
Protection market review January 2017 »
Protection market update for January 2017
CII/PFS Statement: FCA Consultation Paper - Reviewing the funding of the FSCS »
Responding to the release of the FCA's Consultation
Reviewing the funding of the FSCS, Keith Richards,
Managing Director (Engagement) at the Chartered Insurance Institute
and Chief Executive of the Personal Finance Society, has welcomed
the opportunity for stakeholders to provide feedback on potential
reforms to both the FSCS levy and the cost of professional
indemnity insurance, and the suggestion that the burden of FSCS
funding will be shifted to higher risk segments of the
Backstage with Keith Richards »
As this will be my final blog for 2016, I thought it
would be worth reflecting on what has been a truly momentous and
tumultuous year, both globally and also for the UK financial advice
Protection market review December 2016 »
Protection market update for December 2016, Part
Mortgage market review December 2016 »
Mortgage market update for December 2016, Part
FCA Appropriate Qualification Exam Standards »
The updating of the Appropriate Examination Standards has been a
priority for some time and it is pleasing that it has now happened.
We are mindful that the review does not focus on underpinning
structural issues like the make-up of the regulated activities
order itself or changing the levels of the qualification required
for particular activities.