Cookies on the CII website

By using and browsing the CII website, you consent to cookies being used in accordance with our policy. If you do not consent, you are always free to disable cookies if your browser permits, although doing so may interfere with your use of some of our sites or services. Find out more »

Chartered Insurance Institute
Recently added to my basket
 
Sorry but there was an error adding this to your basket. Please try adding it again
 

Personal Finance

Mortage market analysis - first time, last time »
Mortgate market analysis: First time - the longest journey starts with a single step.  Andrew Frankish considers how first-time buyers can get onto the property ladder: Last time - Once in a lifetime... The final years of life can be transformed by the money unlocked via an equity release deal...
A-Day: fear of market meltdown »
Adviser warns of 'admin overload' threat as providers struggle to cope with demand.  Ashley Clark, a member of the Personal Finance Society and director of Need An Adviser.com, is urging fellow advisers to offer clients a pensions MOT in the run-up to pensions A-Day on 6 April 2006. It is on this day that the rules designed to simplify the UK's pensions regime take effect...
Mission to M.A.R.S. »
Phil Olley argues that the key to success lies on formulating productive habits.  Doing the right thing on a consistent basis isn't easy, but it will help to maximise your performance.  Many successful people find it difficult to put into words what they are doing which aactually contributes towards their success.  They don't see themselves as putting any extra effort in, or summoning up huge reserves of motivation and energy, or being particularly clever...
Making the election connection »
Peter Quinton ruminates on the political power of pensioners.  A General Election is around the corner, and it may be an election with a difference.  Grey voters have more sway than ever as the post-war 'baby-boomers' start to retire.  What will the Government do to attract the support of today's growing number of retirees?...
Testing times for AFPC sitters »
As April AFPC sittings approach, much midnight oil will be burnt.  Ian Patterson suggests ways to prevent your revision activity from becoming an energy crisis.  The April 2005 AFPC exams are little over nine weeks away.  This qualification deserves more than a little respect, a fact borne out by the most recent pass results...
All present and correct... »
Do you dread making presentations?  Karl Hartey offers advice on how to get it right.  Every presentation is a performance in which the hearts and minds of the audience are there to be won over - or lost.  Up to 90% of what we communicate is transmitted non-verbally, which means that a large part of our performance relies upon presence as a distinct from words, technical support and gimmickry...
Overseas interests »
News on overseas interests from the PFS from February 2005.
Sorting the menu from the boys... »
Austyn Smith continues his series on fee-charging with an examination of retainers and the importance of offering a menu of charges according to the service provided.  The traditional adviser career system has always taught us how to be very good sales people and to rely on the commission received from selling an investment or an insurance product...
Venture capital trusts »
The new 40% income tax relief on Venture Capital Trusts has greatly increased their appeal to investors.  Advisers should certainly be aware of how they can be included in client portfolios to maximise tax-efficiency and enhance the potential for profitable returns.  Richard Eliott Lockhart explains.  The aim of this article is to examine the investment merits of Venture Capital Trusts (VCTs)...
Time for change »
Ken Wrench helped pioneer the open annuity, which has greatly increased the options open to better-off clients at retirement.  Here he considers the continuing development of the pensions market in the run-up to A-Day in April 2006.  Advising an annuities is and will remain a key element of an adviser's job...
Life policies in trust: The Pre-owned asset tax factor »
After a great deal of uncertainty and considerable discussion, the dust is finally beginning to settle on how the new pre-owned assets income tax (POAT) rules will apply to life assurance policies effected in trust and, in particular, some of the more popular lump sum inheritance tax plans founded on trusts of life assurance or capital redemption policies...
Are you ready for regime-change? »
Firms entering the new basic advice market may expect a lighter touch when it comes to regulation.  But, according to Alan Hughes, they must remain vigilant if they are to achieve regulatory compliance and commerical success.  Last autumn the FSA released Policy Statement Products.  PS04/22 includes the FSA's "near-final" rules as they will apply to the basic advice stakeholder regime when it is implemented in April 2005...
Making CPD as easy as ABC »
Is CPD an expense or an investment?  Ian Patterson looks at how businesses can maximise the value of their professional development activity.  Galileo said, over 400 years ago: "You cannot teach a man anything, you can only help him discover it within himself."  Herein lies the secret of CPD.  How do we turn what is often regarded as a drudge task into one that is regarded as absolutely essential to support the objective of the business?...
Spain can still deliver gains »
From his office in Puerto Banús, Robin Ali offers his view of the Spanish property market.  Spain has seen soaring property values over recent years, driven mainly by investment buyers and by northern Europeans in search of a place in the sun.  The question is, will it last?  What are the signs that suggest the bubble is about to burst?  A visitor to Spain could be forgiven for wondering where the buyers will come from...
First-time buyers struggle to get foothold on property ladder »
Without new blood coming into the housing market, what hope is there of a revival?  Research suggests that, for many, the dream of owning a first home remains elusive.  There are strong regional variations in the time it takes first-time buyers to save for a deposit.  It takes longest to save in London, the South East and the South West, where the average first-time buyer has to save for 4 years 6 months...

Search

 

Only Show

Search by type: Select resource type then enter your search terms in the box

Search by date:

From:  
To: