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Personal Finance

Mortgage market review - June 2018

19 June 2018
Mortgage market update for June 2018

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Protection market review - June 2018

19 June 2018
Protection market update for June 2018

My PFS Technical news - 12/06/18

12 June 2018
Personal Finance Society news update from 24th May to 6th June 2018.

Is Italy really in crisis?

12 June 2018
The word ‘crisis’ is defined in the Oxford English Dictionary as “a time of intense difficulty or danger”. This implies that it is extreme c ...

Bringing a trust to an end

12 June 2018
A recent question asked by an adviser has raised an issue which, while seemingly straightforward, may not always be so.   Some time ago Mrs ...

My PFS Technical news - 29/05/18 »
News update on taxation & trusts, pensions and investment planning, for the period 10 - 23 May 2018.
The OTS review of business reliefs »
The Office of Tax Simplification (OTS) has published a paper considering key events in the lifecycle of a business, with the intention of improving the “user experience” by simplifying the tax system and the way it is administered.
Inheriting the State Pension »
On 6 April 2016 we saw the move to the new flat rate state pension, which meant significant changes for those reaching state pension age. Some people would need to make up contributions to 35 years where they previously thought 30 would be enough and some will not receive anything because they have less than 10 years credits.  
The OTS review of business reliefs »
The Office of Tax Simplification (OTS) has published a paper considering key events in the lifecycle of a business, with the intention of improving the “user experience” by simplifying the tax system and the way it is administered.
Inheriting the State Pension »
On 6 April 2016 we saw the move to the new flat rate state pension, which meant significant changes for those reaching state pension age. Some people would need to make up contributions to 35 years where they previously thought 30 would be enough and some will not receive anything because they have less than 10 years credits.  
Protection market review - May 2018 »
Protection market update for May 2018.
Mortgage market review - May 2018 »
Mortgage market update for May 2018
CII launches Aspire Apprenticeship Programmes »
The Chartered Insurance Institute has launched its Aspire Apprenticeship Programmes and invites employers to register their interest or speak to us at the BIBA Conference.
My PFS - Technical news - 15/05/18 »
Personal Finance Society news update from 26th April to 9th May 2018.
The helicopter perspective »
The world has increasingly become focused on the short term, and is at odds with our industry tenet of aiming for investment returns over the long term. This means that the media focus on events that might take place over the next few weeks or months, whereas we are trying to look at much longer horizons. As a result, we were not surprised when the flurry of headlines that hit inboxes and newsstands in February as a result of stockmarket wobbles. However, we had sought to flag beforehand that the eerie calm which had settled on markets last year was extreme and the return of volatility to markets would simply be a case of ‘business as usual’.
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