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Mortgages

CII skills manifesto 2015 »
Ahead of May's General Election, the CII has identified five policy issues that an incoming government will need to tackle if the UK is to develop and maintain the skills base required to compete on the global stage.
The wisdom of crowds? »
We asked a number of individuals and bodies covering a spectrum of opinion within and outside financial services, to set out their hopes and fears for the forthcoming General Election.
Homemade pensions: what do the pension freedoms mean for property equity? »
Nick Hurman looks at what the retirement freedoms will mean the way retirees deal with their housing finances. How are retirees considering their housing equity as part of their retirement pot? And will housing equity and debt form an integral part of the stock of capital they seek to decumulate?
Mortgage market review - March 2015 »
Mortgage market update - news up to March 2015.  
Will I have to sell the family silver? Funding care in retirement »
Describes some of the financial realities of funding social care in retirement, despite the assurances set out in the Care Act 2014, and underscores the importance of receiving financial advice.
FCA consultation: Buy-to-Let mortgages: the Mortgage Credit Directive Order 2015 »
Following the passing of the EU Mortgage Credit Directive (MCD) in February, the Financial Conduct Authority (FCA) is now in the advanced stages of implementing this into the UK. It has recently issued a consultation on how it will approach the most complex aspect of the Directive: how it will oversee Buy-to-Let Mortgages.
It's the right thing to do: empowering employees to speak up »
Cathy James, Chief Executive of the whistleblowing charity Public Concern at Work describes the all-too-familiar story of genuinely well-meaning employees getting ignored or even unfairly reprimanded by employers, and describes initiatives to address this.
The Financial Ombudsman Service and general insurance »
The Financial Ombudsman Service (FOS) provides a cost-effective and informal means of resolving financial services disputes, including those relating to general insurance. It can consider disputes between the insurer and the policyholder or between an intermediary and client, investigating complaints against regulated firms from consumers and small businesses and awarding compensation of up to £150,000 in any case.
Flood Re update December 2014 »
Brendan McCafferty, chief executive officer of Flood Re provided an update on progress of the move designed to ensure affordable flood cover for the vast majority of UK personal lines customers at the CII Faculties Regional Market Forum in Belfast on 11 December. The session was recorded as an audio file. Following the presentation the Government has confirmed the deal - full details below.
EU update: Insurance Mediation Directive update and EIOPA’s third insurance consumer trends report »
A CII briefing on the latest developments in Europe including the Insurance Mediation Directive and EIOPA's third insurance consumer trends report.
Autumn statement 2014 »
The Autumn Statement was much more significant than most have been in the past and reflects the fact that there is only one more such occasion before the May election. 
CII Public Affairs update winter 2014 edition »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This edition covers the Chancellor's Autumn Statement, the Smith Commission on devolving powers to the Scottish Parliament and the latest on the guidance guarantee.
Cyber crime and the evolution of Phishing »
Cyber security intelliegence specialist Andy Crocker provides an insight into cyber crime and in particular Phishing which is rapidly evolving. Cyber criminals are deploying more and more, sophisticated methods of attack, to try and steal data from client lists to banking details or personal private financial information. We will look at how social engineering as an attack vector has increased the success rate of attacks for the cyber criminal and how cyber security can no longer be left to a few specialists but has now become the responsibility of everyone.
Money Laundering explained »
In this half hour video we focus on what money laundering is; who does it and why; how it works; the scale of the problem; who is affected by money laundering and finally how you detect this criminal activity and investigate it.
Mortgage Market Review »
Mortgage market news update covering October 2014.

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