Protection market review April 2018 »
Protection market update for April 2018
More first-time buyers may require brokers to change their practices »
The Chancellor, Philip Hammond, announced in the last Budget that he was effectively abolishing stamp duty for first-time buyers. With home ownership amongst the under 45s having dropped by a fifth since the Conservatives came to power, the government has been under increasing pressure to tackle this problem.
Specialist buy to let is the name of the game »
Buy to let lending is shrinking. In 2017 the overall lending figure is likely to sit at around £35bn. That’s about a 14% reduction on the year before. In 2018, I reckon we will see the market shrink further, maybe by another 11%, so that by the end of the year the final tally will reach £31bn at best.
Robots, digital brokers, chatbots, open banking and AI – competitors or companions? »
Read any mortgage article from the last 12 months and you might want to be reaching for the technology jargon translator – big data, fintech, AI, chatbots, blockchain, digital brokers, mobile apps, open banking and the API economy. It appears a wave of transformational technology is headed towards the mortgage market, but is the market ready and does it know what to do with it all?
Protection market review - March 2018 »
Protection market update, including; news, regulation & legislation, product development & innovation, consumer trends and experts corner.
Mortgage market review March 2018 »
Mortgage market update for March 2018, including; news, regulation and legislation, product development and innovation, consumer trends and experts corner.
Spring statement 2018 »
Economic update »
Consultations and other papers »
2018/19 changes already announced »
2018/19 tax data »
CII urges publication of Brexit financial services position paper »
As the Prime Minister is set to announce more detail on the Government’s Brexit negotiating stance in the final ‘Road to Brexit’ ministerial speech, the CII urges the Government to publish the long-awaited Brexit position paper on financial services.
CII member economic outlook and Brexit survey results »
Results from the annual CII member economic and Brexit temperature check
Diary of a Company B2L Landlord »
“I woke up this morning feeling fine, had Man Utd on my mind, Jose’s playing the way that united should, oh yeah, something tells me I’m into something good.” Rang the chant in my head straight out of Old Trafford the night before where my boys and I enjoyed a resounding Man U win. But the biggest headache was the finalising of the financial settlement from the divorce. I’d lost half my equity, more than half of my pension and any spare cash I had. I was 53. I thought, yes, a limited company buy to let business will see me through on retirement, so a quick trip to my accountant and all was clear.