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Life & Pensions

The current State Pension scheme - State Second Pension (S2P) »
The "Current State Pension Scheme" refers to the following, non means-tested elements, of the State Retirement provision:
The current State Pension scheme - topping up benefits »
The "Current State Pension Scheme" refers to the following, non means-tested elements, of the State Retirement provision:
Maintaining the momentum on auto-enrolment »
Should the Government exploit the success of auto-enrolment by increasing savings amounts or extending it to include life and protection insurance? Nick Hurman FCII Chartered Insurer explores the issues.
Asset protection trusts and care fees »
The last time we looked at asset protection trusts was about four years ago. Since then we have had some interesting developments both in the area of care fees and the promotion of certain types of trust.
Salary sacrifice »
Salary sacrifice is in the news again, rather unexpectedly. In his Autumn Statement, the Chancellor of the Exchequer explained that the government 'remains concerned' about the growth of salary sacrifice arrangements and was considering whether any action was necessary. 
What consumers want - pensions freedoms and the "new normal" »
Research by the Chartered Insurance Institute in late 2015 on how consumers are accessing pensions following the "pensions freedoms" coming into force.
Clearer communications vital to consumer trust »
Independent research commissioned by the CII has identified that customers want greater empathy, clarity and consistency from providers when accessing their pensions under the new freedoms.
Asset protection trusts and care fees »
The last time we looked at asset protection trusts was about four years ago. Since then we have had some interesting developments both in the area of care fees and the promotion of certain types of trust.
Settlor-interested trusts »
One of the questions that is frequently asked by clients of Technical Connection relates to the liability to tax of the settlor of a trust. Many questions appear to stem from a misunderstanding of the term "settlor". This month we seek to clarify some of the issues using a case study. It is particularly relevant toUKsettlors of offshore trusts.
CII Public Affairs Update Issue 1 2016 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers the new FCA Chief Executive, the Bank of England and Financial Services Bill and the implementation of the Insurance Distribution Directive.  
Paris climate change conference and its implications for insurance »
An expert analysis into the issues and agreements made at the Paris climate change conference and their implications for insurance.
Disruptive Influences: Technology, politics and change in the financial sector »
'Disruptive Influences: Technology, politics and change in the financial sector' looks at the new risks emerging from this new wave of digital change and what challenges this offers for public policy regulation and wider society.
Local Institutes »
Local Institutes provide support to their members, week in, week out, in the local area and in the local market. Continuing professional development (CPD) events, training, networking opportunities and social gatherings - everything you need to establish yourself within your local insurance community, and beyond.
Fundamentals of Takaful / Re-Takaful »
In this Insurance Institute of London lecture Iqbal Asaria discusses the fundamentals of Takaful and Re-Takaful and how they relate to contemporary practice of Insurance and Re-Insurance. The interface between the two is examined.
The Journal Dec-Jan 2016 (full issue) »
The full issue of the Journal for December - January 2016. 

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