Society of Mortgage Professionals Issue 5 »
In the fifth issue of Mortgage Professional, Gary
Little heads up a host of articles covering an overview of the
mortgage market, homemade pensions, equity release and income
Homemade pensions: what do the pension freedoms mean for property equity? »
Nick Hurman looks at what the retirement freedoms will mean the
way retirees deal with their housing finances. How are retirees
considering their housing equity as part of their retirement pot?
And will housing equity and debt form an integral part of the stock
of capital they seek to decumulate?
Mortgage market review - March 2015 »
Mortgage market update - news up to March
Will I have to sell the family silver? Funding care in retirement »
Describes some of the financial realities of funding social care
in retirement, despite the assurances set out in the Care Act 2014,
and underscores the importance of receiving financial advice.
FCA consultation: Buy-to-Let mortgages: the Mortgage Credit Directive Order 2015 »
Following the passing of the EU Mortgage Credit Directive (MCD)
in February, the Financial Conduct Authority (FCA) is now in the
advanced stages of implementing this into the UK. It has recently
issued a consultation on how it will approach the most complex
aspect of the Directive: how it will oversee Buy-to-Let
It's the right thing to do: empowering employees to speak up »
Cathy James, Chief Executive of the whistleblowing charity
Public Concern at Work describes the all-too-familiar story of
genuinely well-meaning employees getting ignored or even unfairly
reprimanded by employers, and describes initiatives to address
The Financial Ombudsman Service and general insurance »
The Financial Ombudsman Service (FOS) provides a cost-effective
and informal means of resolving financial services disputes,
including those relating to general insurance. It can consider
disputes between the insurer and the policyholder or between an
intermediary and client, investigating complaints against regulated
firms from consumers and small businesses and awarding compensation
of up to £150,000 in any case.
Flood Re update December 2014 »
Brendan McCafferty, chief executive officer of Flood Re provided
an update on progress of the move designed to ensure
affordable flood cover for the vast majority of UK personal lines
customers at the CII Faculties Regional Market Forum in Belfast on
11 December. The session was recorded as an audio file. Following
the presentation the Government has confirmed the deal - full
EU update: Insurance Mediation Directive update and EIOPA’s third insurance consumer trends report »
A CII briefing on the latest developments in Europe
including the Insurance Mediation Directive and EIOPA's third
insurance consumer trends report.
Autumn statement 2014 »
The Autumn Statement was much more significant than most have
been in the past and reflects the fact that there is only one more
such occasion before the May election.
CII Public Affairs update winter 2014 edition »
The CII's Public Affairs updates contain news from Westminster
and Whitehall, Europe and the regulator. This edition covers the
Chancellor's Autumn Statement, the Smith Commission on devolving
powers to the Scottish Parliament and the latest on the guidance
Cyber crime and the evolution of Phishing »
Cyber security intelliegence specialist Andy Crocker provides an
insight into cyber crime and in particular Phishing which is
rapidly evolving. Cyber criminals are deploying more and more,
sophisticated methods of attack, to try and steal data from client
lists to banking details or personal private financial information.
We will look at how social engineering as an attack vector has
increased the success rate of attacks for the cyber criminal and
how cyber security can no longer be left to a few specialists but
has now become the responsibility of everyone.
Money Laundering explained »
In this half hour video we focus on what money laundering is;
who does it and why; how it works; the scale of the problem; who is
affected by money laundering and finally how you detect this
criminal activity and investigate it.
Mortgage Market Review »
Mortgage market news update covering October 2014.
CII Public Affairs Update Autumn 2014 edition »
The CII's Public Affairs Updates contain news from Westminster
and Whitehall, Europe and the regulator. This edition covers news
from the political party conference season, the Taxation of
Pensions Bill and the latest on general insurance.