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Policy and Public Affairs

Pensions independent governance committees: perceptions of value »
Summary of extensive research into the new Independent Governance Committees set up by defined-contribution pension providers.
Future of Commercial Insurance Broking »
Commercial insurance brokers will need to have evolved into real business advisors for their SME customers by 2027 or face extinction, warns a new report by the Insurance Broking Faculty.  
FCA Business Plan 2017-18, Risk Outlook and Mission »
The FCA Business Plan sets out potential risks and priorities for the year. Technology figures strongly on the regulator's list of areas to watch for.
FCA Business Plan 2017-18, Risk Outlook and Future Mission »
The FCA Business Plan sets out potential risks and priorities for the year. Technology figures strongly on the regulator's list of areas to watch for.
Will planning in the era of the residence nil rate band »
As surely everybody knows by now, for deaths occurring after 5 April 2017 an additional IHT allowance is available in respect of a residence which the testator owns or has owned in the past. This is called the "residence nil rate band" (RNRB) and is given by an increase in the standard nil rate band available to the individual. Although the RNRB has also been referred to as the "main" residence nil rate band, this is incorrect. For a property to qualify under the RNRB legislation, it is sufficient for the property to have been a residence (i.e. not necessarily a main residence) of the deceased at some point.
Rewards without all of the risks »
Investors seem to be a little less convinced about reflation trades now than they did at the turn of the year. Back then the rise in inflation (which would spike if Trump's fiscal stimuli came through), prompting investors to sell bonds and buy equities, was the single big issue that framed any conversations between brokers, investors and traders.
CII and IFC join forces to tackle insurance gap for women globally »
The Chartered Insurance Institute and International Finance Corporation, a member of the World Bank Group, have signed a memorandum of understanding, joining forces to tackle the protection gap faced by women, increase their knowledge of risk and access to insurance.
FCA CP16-42 on FSCS funding »
The Chartered Insurance Institute welcomes the review of the Financial Services Compensation Scheme (FSCS) funding.
Cridland report into State Pension Age reform »
Independent review into State Pension Age by John Cridland CBE recommended reforms to State Pension Age and the pensions Triple Lock.
Insurance law & regulation subject gateway »
This subject gateway aims to supply links to some of the resources on insurance law and regulation increasingly available to members via Knowledge Services. It is not intended to be exhaustive, but highlights popular content and recent additions.
Insurance law & regulation subject gateway »
This subject gateway aims to supply links to some of the resources on insurance law and regulation increasingly available to members via Knowledge Services. It is not intended to be exhaustive, but highlights popular content and recent additions.
Spring Budget summary - March 2017 »
The guide represents the author's understanding of the law and HM Revenue & Customs practice as at 9th March 2017, which are subject to change.
Spring Budget 2017 »
This briefing provides some background and high level analysis of the areas of the Chancellor's Budget that will be of interest to Chartered Insurance Institute members. The note covers economic background and context, key policy announcements (taxation, long-term care, consumer rights and technical education), and stakeholder views.
A fall in the personal injury Discount Rate: implications »
On 27 February, the Lord Chancellor announced that the discount (or 'Ogden') rate used to calculate personal injury claims has been reduced from 2.5% to -0.75%.
MP survey into life and pensions measures »
MP survey into attitudes towards the life and pensions sector's voluntary 2016 Commitment.

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