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Mortgages

Mortgage market review December 2017 »
Mortgage market review December  2017 
Protection market review December 2017 »
Protection market review December  2017 
Autumn Budget – November 2017 »
This summary has been prepared very rapidly and is for general information only. The proposals are in any event subject to amendment before the Finance Act. You are recommended to seek competent professional advice before taking any action on the basis of the contents of this publication.
Autumn Budget 2017 at a glance »
An 'at a glance' briefing for Chartered Insurance Institute members following the 2017 Autumn Budget.
Please release me »
The increasing demand for equity release, which at the half way point of 2017 had increased in new customer numbers by 44% over the same period of 2016, shows no sign of slowing. Whilst a wide increase in demand for access to lending for those approaching, at or in retirement, is being fuelled by strong demand in existing usage areas the most dominant being home and garden improvement, mortgage repayment is starting to rise more than any other. We are all familiar with the fact that interest only maturities are driving this increase in demand, there is something else happening which is making lifetime mortgages specifically more attractive to would be borrowers and that is the fact that with the right insight and advice many of the current products on offer can replicate a more traditional mortgage.
Protection market review - November 2017 »
Protection market review November 2017.
Mortgage market review November 2017 »
Mortgage market review November 2017.
The lucky ones »
Do you consider yourself lucky? I don’t, I never seem to win a prize in the raffle, if there’s a cancelled train it’s usually the one I’m meant to be on and don’t start me on last year’s holiday.
Protection market review October 2017 part 2 »
Protection market review October 2017 part 2
Mortgage market review October 2017 part 2 »
Mortgage market review October 2017 part 2
Mortgage Professional - August 2017 »
Many lenders wanted The Financial Policy Committee to relax the residential mortgage stress test introduced in 2014 and so when it announced a tighter test in July it surprised the market.
GDPR to play catch-up with the advance of technology »
Exponential growth in the internet, the paperless office, remote working and the use of cloud computing services have revolutionised the way in which individuals and businesses interact and data is processed.
Protection market review October 2017 »
Protection market update for October 2017
Mortgage market review October 2017 »
Mortgage market update for October 2017
Mortgage Professional - August 2017 »
What is adverse in 2017?The mortgage industry has always prided itself on how it evolves quickly to meet the changing needs of the market, and 2017 is no different. As the lifestyles, living situations and working habits of the population shift, lenders are having to adapt, become increasingly flexible and cater to the demands of the growing number of borrowers rejected by high street banks.

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