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Mortgages

Protection market review - August 2015 »
Protection market news update for August 2015
Mortgage market review - August 2015 »
Mortgage market update for August 2015
FCA thematic review of mortgage advice and distribution »
In July 2015, the FCA published the results of a thematic investigation into the implementation of the advice and distribution provisions in its Mortgage Market Review.
Mortgage Professional Issue 6 »
In the sixth issue of Mortgage Professional, Gary Little heads up a host of articles covering an overview of the mortgage market, EU's Mortgage Credit Directive, regulatory changes and more.
General Election 2015 »
This year's General Election is the most keenly contested in a generation, with host of outcomes still possible. The CII has produced a number of election related publications for members ahead of vote on 7 May.
CII briefing: General Election 2015 »
This CII briefing provides an overview of the various party manifestos ahead of the General Election on 7 May.
CII skills manifesto 2015 »
Ahead of May's General Election, the CII has identified five policy issues that an incoming government will need to tackle if the UK is to develop and maintain the skills base required to compete on the global stage.
The wisdom of crowds? »
We asked a number of individuals and bodies covering a spectrum of opinion within and outside financial services, to set out their hopes and fears for the forthcoming General Election.
Homemade pensions: what do the pension freedoms mean for property equity? »
Nick Hurman looks at what the retirement freedoms will mean the way retirees deal with their housing finances. How are retirees considering their housing equity as part of their retirement pot? And will housing equity and debt form an integral part of the stock of capital they seek to decumulate?
Mortgage market review - March 2015 »
Mortgage market update - news up to March 2015.  
Will I have to sell the family silver? Funding care in retirement »
Describes some of the financial realities of funding social care in retirement, despite the assurances set out in the Care Act 2014, and underscores the importance of receiving financial advice.
FCA consultation: Buy-to-Let mortgages: the Mortgage Credit Directive Order 2015 »
Following the passing of the EU Mortgage Credit Directive (MCD) in February, the Financial Conduct Authority (FCA) is now in the advanced stages of implementing this into the UK. It has recently issued a consultation on how it will approach the most complex aspect of the Directive: how it will oversee Buy-to-Let Mortgages.
It's the right thing to do: empowering employees to speak up »
Cathy James, Chief Executive of the whistleblowing charity Public Concern at Work describes the all-too-familiar story of genuinely well-meaning employees getting ignored or even unfairly reprimanded by employers, and describes initiatives to address this.
The Financial Ombudsman Service and general insurance »
The Financial Ombudsman Service (FOS) provides a cost-effective and informal means of resolving financial services disputes, including those relating to general insurance. It can consider disputes between the insurer and the policyholder or between an intermediary and client, investigating complaints against regulated firms from consumers and small businesses and awarding compensation of up to £150,000 in any case.
Flood Re update December 2014 »
Brendan McCafferty, chief executive officer of Flood Re provided an update on progress of the move designed to ensure affordable flood cover for the vast majority of UK personal lines customers at the CII Faculties Regional Market Forum in Belfast on 11 December. The session was recorded as an audio file. Following the presentation the Government has confirmed the deal - full details below.

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