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Life Stages

Examples of sub categories within Life Stages are:

  • Basic Financial Healthcheck
  • Holistic Financial Planning
  • Inheritance Tax Planning
  • Wills and Trusts
  • Equity Release
  • Lump Sum Investment
Retirement

Examples of sub categories within Retirement are:

  • Business Financial Planning
  • Pensions and Retirement Options
  • Pensions (Transfers)
  • Equity Release
  • Regular Savings and Investments
  • Pensions and divorce
  • Occupational Pension schemes
  • Employer sponsored pension scheme
  • Personal Investment Planning
  • Discretionary Investment Management
Mortgages

Examples of sub categories within Mortgages are:

  • Mortgages
  • Equity Release
Investment

Examples of sub categories within Investment are:

  • Business Financial Planning
  • Pensions and Retirement Options
  • Pensions (Transfers)
  • Inheritance Tax Planning
  • Lump Sum Investment
  • Portfolio Management
  • Regular Savings and Investments
  • Personal Investment Planning
  • Discretionary Investment Management
Protection

Examples of sub categories within Protection are:

  • Business Financial Planning
  • Life/Income Protection and Critical Illness
  • Long Term Care
Health

Examples of sub categories within Health are:

  • Business Financial Planning
  • Life/Income Protection and Critical Illness
  • Long Term Care


 
 

Business Commercial

 

Agriculture

Examples of sub categories within Agriculture are:

  • Agricultural / Garden Machinery
  • Farming Agriculture - All Risks
  • Forestry
  • General Insurance
  • Horticultural Nurseries
  • Livestock / Bloodstock

Aviation

 

Charities

Examples of sub categories within Charities are:

  • Commercial Combined
  • General Insurance
  • Professional Indemnity
  • Travel
  • Trust Indemnity

Children

Examples of sub categories within Children are:

  • Nursery/Child Day Care
  • Playschemes

Construction

Examples of sub categories within Construction are:

  • Inherent Defects
  • Plant & Equipment
  • Roofing
  • Scaffolding

Contractors

Examples of sub categories within Contractors are:

  • All Risks
  • Cleaners
  • Contractors Liability
  • Electrical
  • Exhibitions
  • Fire Protection
  • Heating & Ventilation
  • Lift / Escalator Engineers
  • Plant Hire

Education

Examples of sub categories within Education are:

  • Colleges
  • Schools
  • Students Shared Property

Engineering

Examples of sub categories within Engineering are:

  • General
  • Inspection

EventsNo further criteria

 

Entertainment

Examples of sub categories within Entertainment are:

  • Amusement Arcades
  • Bingo Halls
  • Casinos
  • Clubs
  • Film Industry
  • Leisure Centres
  • Nightclubs - Commercial Combined
  • Snooker Halls
  • Social Clubs
  • Stadiums
  • Theme Parks

Financial

Examples of sub categories within Financial are:

  • Bankers Blanket Bond
  • Bonds Advance Payment
  • Cash in Transit
  • Credit
  • Export Credit
  • Financial Institutions
  • Financial-new issue, prospectus etc
  • Guarantee

Indemnity

Examples of sub categories within Indemnity are:

  • Construction - Professional Indemnity
  • Contingency
  • General Insurance
  • Legal Expenses
  • Legal Indemnities
  • Professional Indemnity
  • Professional Indemnity - Offshore
  • Professions
  • Restrictive Covenants

Leisure

Examples of sub categories within Leisure are:

  • Clubs - Amateur Dramatic
  • Clubs - Youth / Community

Liability

Examples of sub categories within Liability are:

  • After the event
  • Construction - Non Negligent Liability
  • Construction - Employers Liability
  • Construction - Environmental Liability
  • Construction - High Risk Liability
  • Construction - Plant Hirers Liability
  • Construction - Liabilities
  • Employers Liability
  • Employers Liability - Offshore
  • Excess Liability
  • Food Product Tamper / Recall / Guarantee
  • General Insurance
  • High Risk (Public)
  • Liability
  • Liability - High Risk
  • Musicians / Entertainers
  • Pollution Liability
  • Product Liability
  • Product Liability - Excess
  • Product Recall
  • Public Liability
  • Public Liability - Excess
  • Trademans Liability

Marine

Examples of sub categories within Marine are:

  • Boats
  • Cargo
  • Cargo - Inland Transit
  • Cargo - Worldwide Overseas
  • Chartered Liability
  • Commercial Vessels
  • Crew
  • Freight
  • Hull and Machinery
  • Increased value
  • Loss of hire
  • Protection and Indemnity
  • War risks

 

Medical

Examples of sub categories within Medical are:

  • Care Homes
  • Commercial Combined
  • Healthcare
  • Malpractice
  • Nursing/Rest Homes
  • Term Life/Death in Service

ReinsuranceNo further criteria

 

Shops/outletsNo further criteria

SportNo further criteria

Animals

Examples of sub categories within Animals are:

  • Catteries
  • Clubs - dogs
  • Dog Groomers
  • Dog Kennels
  • Dog Trainers
  • Dog Walkers
  • Exotic animals
  • General Insurance
  • General Insurance

 

Property

Examples of sub categories within Property are:

  • Bedsits
  • Churches & Temples
  • Commercial & Industrial
  • Commercial Combined
  • Contents (Landlord)
  • DSS Lets
  • Flats (blocks of)
  • High Risk Commercial
  • Home Workers
  • Home Workers - Business Contents
  • Housing Associations
  • Landlord / Owners Cover
  • Landlord Legal Protection
  • Leased
  • Let Property
  • Offices
  • Owners
  • Shops
  • Student Lets
  • Tools of Trade
  • Warehouse

Other

Examples of sub categories within Other are:

  • Bio Fuels
  • Business Interruption / Resilience
  • Chemical, Pharmaceutical, Bio-tech
  • Computers
  • Consultants
  • Contemporary Art Dealers
  • Directors & Officers
  • Delegated Underwriter Authority Contracts
  • Employment Agencies
  • Equestrian
  • Fine Art Dealers
  • Fireworks Manufacturers
  • Franchising
  • Funeral Directors
  • Furriers Block
  • General Insurance
  • Gun - Registered Gun Dealers
  • Interior Decorators / Designers
  • Jewellers Block - Worldwide
  • Key Personnel
  • Kidnap and Ransom
  • Latent Defects
  • Legal Expenses - Gun Clubs
  • Memorial Masons
  • Office - at Home
  • Office - Small
  • Optical Equipment Companies
  • Paper and Pulp Industries
  • Plastic Trades
  • Security Companies
  • Timber Trades
  • Unoccupied Property
  • Unusual Risks
  • Woodworkers

 

Personal Lines

 

Motor

Examples of sub categories within Motor are:

  • 2nd / 3rd Cars
  • Breakdown
  • Car Rental Abroad Top Up
  • Cars - Modern Very High Value Liability
  • Classic Car (Breakdown)
  • Classic Cars
  • Classic Motorcycles
  • Epileptic Motor Cover
  • Foreign Licence
  • General Insurance
  • High Performance Cars
  • High Risk Cars
  • Hire - Public / Private
  • Importing Vehicles
  • In-car equipment
  • Limited mileage
  • Modified Vehicles
  • Motor Cycles
  • Motor Cycles Modified
  • Over 50
  • Previous Convictions
  • Quad Bike
  • Replica / Kit / Non Standard Car
  • Short Term
  • Special group drivers
  • Special Types
  • Temporary Cover
  • Vehicles Modified for the Disabled
  • Vintage Cars
  • Women Drivers
  • Young Drivers
Home

Examples of sub categories within Home are:

  • Antiques & Works of Art
  • Barn Conversions
  • Beach Huts
  • Blocks of Flats
  • Contents (Tenants)
  • Contents in Storage
  • Contents under £15,000
  • Custom Policy
  • Extended Warranty
  • Flood Zone
  • General Insurance
  • Gun - Personal Gun Insurance
  • Her Majesty's Forces
  • High Net Worth
  • Historic Houses
  • HNW - All Risks
  • HNW - UK and Overseas
  • Holiday / Second Homes
  • Holiday Homes
  • Household / High Value
  • Jewellery Single Item
  • Mobile Homes
  • Multiple Tenancy
  • Musical Instruments
  • Non Standard Construction
  • Overseas Homes
  • Previous Convictions
  • Push Bike
  • Roads (Private)
  • Safe Deposit Boxes and Vaults
  • Self Build
  • Special and Fine Arts
  • Subsidence Residential
  • Thatched Roofs
  • Underpinned Properties
  • Unoccupied Property
  • Stamps & Other Collectables
Pet

Examples of sub categories within Pet are:

  • Animals & Birds
  • Cats & Dogs
  • Horses & Ponies
  • Pets
Travel

Examples of sub categories within Travel are:

  • 1 Way
  • Already left the UK
  • Cancer only
  • Child Alone
  • Cystic Fibrosis only
  • Disabled
  • During Pregnancy - Up to 30 Weeks
  • During Pregnancy - Up to 32 Weeks
  • During Pregnancy - Up to 36 Weeks
  • Excess of Loss
  • Expatriates
  • Extended Stay
  • Gap Year
  • General
  • Groups
  • Hazardous Sports
  • Medical Conditions
  • Medical Conditions - up to 24 days
  • Medical Conditions - up to 120 days
  • Medical Conditions - up to 31 days
  • Medical Conditions - up to 35 days
  • Medical Conditions - up to 45 days
  • Medical Conditions - up to 93 days
  • Multi Trip / Annual Protection
  • Selective / Tailor Made
  • Single Trip
  • Travel Special Needs
  • Up to 110 years old
  • Up to 85 years old
  • War Risks
  • Working Abroad