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Policy and Public Affairs

Apprenticeships: The wave of the future »
How companies are investing in tomorrow's insurance stars
Flexible working: a CII guide »
The CII's employer guide to making the most of flexible working. 
FCA discussion paper on consumer communications »
In July 2015, the FCA published a discussion paper exploring smarter approaches to consumer communications. The regulator acknowledges that many firms are trying to comply with expectations around transparency and information, but sets out several areas where improvement is necessary.
Member economic survey 2015 »
Using tracking data from previous years, this survey analyses the perspectives and views of CII UK-based general insurance member towards the economic recovery. 
CII Public Affairs Update Issue 4 2015 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers the Budget, a number of thematic reviews and the announcement of the Financial Advice Market Review.    Click to read the latest issue  
Thinkpiece 118 - The road to autonomy: driverless cars and the implications for insurance »
In this Thinkpiece, Andrew Miller, Chief Technical Officer at Thatcham Research, considers driverless cars and the implications for insurance.
Insurance Distribution Directive (IDD) and MiFID-2 implementation »
The Insurance Distribution Directive (IDD) that is to replace the Insurance Mediation Directive is nearing completion in the EU legislative process, with an agreement between the Presidency, Parliament and Council of Ministers reached on 1 July.
FCA thematic review of mortgage advice and distribution »
In July 2015, the FCA published the results of a thematic investigation into the implementation of the advice and distribution provisions in its Mortgage Market Review.
Annuities insurance in the UK »
The text available here is an extract of the report "Annuities insurance in the UK, key trends and opportunities to 2019. Timetric, 2015". It provides a market analysis of the annuities insurance industry in the UK, with suppoting statistics. 
CII briefing: Summer Budget 2015 »
A briefing on George Osborne's first Budget since the General Election.
Pensions freedoms: the first three months »
The Chancellor's pension flexibilities came into force in April 2015, and the first three months have passed, revealing some issues about product availability, encashment rates, and access to professional advice.
General insurance add-ons market study - remedies: Value measures »
A briefing on the FCA's discussion paper entitled General Insurance Add-ons Market Study - Remedies: Value measures. 
CII Public Affairs Update Issue 3 2015 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers the Queen's Speech, ministerial appointments and the FCA's review of premium finance in GI.     Click to read the latest issue
Problem gambling in your workplace: is this a risk you can ignore? »
EPIC, the problem gambling consultancy, considers the issue of pathological gambling in the workplace, especially in senior decision-making positions.
Professional advisers should not fear the pension reforms »
Pensions expert (now Pensions Minister) Dr Ros Altmann discusses the opportunity the pension reforms present to the advice sector be able to demonstrate, to consumers, the value of financial advice. The freedoms were designed to ensure all pension savers, whether their funds are large or small, have the same freedoms and flexibility. But the new rules do mean there are new risks that pension savers will need to understand and consider. 

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