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Policy and Public Affairs

Financial Advice Market Review Final Report »
On 14 March, the Treasury and FCA published their final report on the Financial Advice Market Review (FAMR), including some 28 recommendations for possible action.
SIMR, conduct rules, approved persons »
A briefing covering the forthcoming Senior Insurance Managers Regime (SIMR), changes to conduct rules and the reformed approved persons regime. 
Price optimisation for insurance - optimising price; destroying value? »
Price optimisation is on the rise in UK insurance, driven by the insight that underwriters gain from big data. Yet it is proving a divisive practice, with US regulators increasing banning its use in personal lines markets.
Ethical Culture: Developing a culture of responsibility in a regulated environment »
Ethical culture: Developing a culture of responsibility in an regulated environment, part of the CII ethical culture series, considers how financial services regulation impacts on the development of an ethical culture. It covers the introduction of the Senior Insurance Managers Regime and the Senior Managers & Certification Regime for banking. 
Maintaining the momentum on auto-enrolment »
Should the Government exploit the success of auto-enrolment by increasing savings amounts or extending it to include life and protection insurance? Nick Hurman FCII Chartered Insurer explores the issues.
What consumers want: pensions freedoms and the "new normal" »
Research by the CII conducted in late 2015 on how consumers are accessing pensions following the "pensions freedoms" coming into force.
Clearer communications vital to consumer trust »
Independent research commissioned by the CII has identified that customers want greater empathy, clarity and consistency from providers when accessing their pensions under the new freedoms.
CII Public Affairs Update Issue 1 2016 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers the new FCA Chief Executive, the Bank of England and Financial Services Bill and the implementation of the Insurance Distribution Directive.  
Measuring professional outcomes for consumers and SMEs »
To track whether and to what extent raising professional standards in GI has improved the experience and outcomes for retail and SME consumers.
The Last Generation? »
An expert analysis into the issues and agreements made at the Paris climate change conference and their implications for insurance.
Insurance Fraud Task Force final report »
A briefing summarising the detailed findings and recommendations of a task force looking into insurance and claims fraud.
Apprenticeships »
Apprenticeships are a valuable way of developing new and existing talent. Our guide to getting started shows that it isn't as difficult as you might think.
Disruptive Influences: Technology, politics and change in the financial sector »
'Disruptive Influences: Technology, politics and change in the financial sector' looks at the new risks emerging from this new wave of digital change and what challenges this offers for public policy regulation and wider society.
Media centre »
Welcome to the CII's Media Centre where you can stay up to date with our news releases, downloadable resources and information on our latest projects.
Floods »
Following the devastation caused by Storm Desmond in December, we examine the insurance industry's response to see if lessons have been learned from 2009.

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