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Mortgages

SHIP launches discussion paper »
Safe Home Income Plans (SHIP), the trade association for regulated equity release providers, has published a paper launching a discussion aimed at redefining equity release to meet today's social and economic challenges.
Viewpoint »
Packagers have come a long way since the days when lenders paid an extra fee to help them out with their chaotic administration processes. The term Packaging has stuck since that time in the late eighties. That's all packagers do isn't it? Collect bits of paper on behalf of inefficient lenders?
Are we ready for the next challenge? »
The past few months have been extremely difficult for anyone working in the mortgage sector. Not for many years have lenders been so restrictive as to the types of borrowers to whom they are prepared to lend money, nor have they imposed such restrictions on the amount they are prepared to lend, either in terms of affordability or as a percentage of the value of the property.