Spring budget 2017 summary »
This summary has been prepared very rapidly by Taxbriefs and is
for general information only. It is recommended to seek competent
professional advice before taking or refraining from taking action
on the basis of the contents of this publication. The guide
represents the authors understanding of the law and HM Revenue
& Customs practice as at 9th March 2017, which are subject to
Protection market review March 2017 »
Protection market update for
Mortgage market review March 2017 »
Mortgage market update for March 2017
Government consultation on public financial guidance »
Response to the Government's proposals to create a single
financial guidance body to deliver unregulated guidance to the
public. We make several suggestions, including that this body work
with the advice profession to deliver a free Financial Health Check
to all adults in the UK.
Consultation on pension scams »
We believe the Government, regulators and financial advice
professionals have a common and joint responsibility to act in the
interests of consumers by seeking out and eliminating the
unscrupulous behaviour of cold callers, scammers and
Mortgage market review - February 2017 »
Mortgage market update for February 2017.
Protection market review February 2017 »
Protection market update for February 2017.
The regulation of mortgage business »
Regulation of the conduct of business in mortgage selling is the
responsibility of the Financial Conduct Authority (FCA). The
Prudential Regulatory Authority (PRA) is responsible for the
prudent operation of the financial system through regulation of all
deposit-taking institutions, insurers and investment banks.
This factfile was last updated by the author in January 2017 and
reflects the rule changes arising from the Mortgage Credit
Directive (MCD) that came into effect in 2016. Firms have until
2019 to transition in some of these changes.
FCA future mission consultation »
We support this fundamental review of the FCA's work going
forward. Much has happened in the financial markets even since the
creation of the FCA in 2012. There has been much new insight on how
consumers behave with financial products and services, including
the impact of technology and new processes.
CII calls for Brexit transitional arrangements as economic confidence plummets across the profession »
CII urges the Government to make an early commitment to transitional arrangements following the UK’s departure from the EU.
2017 CII member economic outlook & Brexit survey results »
Survey indicates a significant fall in confidence for 2017 among CII members, across all three key indicators measuring economic, business and employment prospects. Following growth in all indices, the yearly change in 2016 is the greatest one-year fall for each index since records began in 2011.
The inexorable rise in demand for bridging loans »
The bridging industry has gained both ground and reputation in
the past few years. The credit crunch, while creating problems for
the lending industry as a whole, saw lenders in the bridging
industry rise to fill the gap left by the mainstream lenders.
Mortgage market review - January 2017 »
Mortgage market update for January 2017.
Protection market review - January 2017 »
Protection market update for January 2017, including; news, regulation & legislation, product development & innovation, consumer trends and experts corner.
Protection market review December 2016 »
Protection market update for December 2016, Part