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Life & Pensions

Disruptive Influences: Technology, politics and change in the financial sector »
'Disruptive Influences: Technology, politics and change in the financial sector' looks at the new risks emerging from this new wave of digital change and what challenges this offers for public policy regulation and wider society.
Local Institutes »
Local Institutes provide support to their members, week in, week out, in the local area and in the local market. Continuing professional development (CPD) events, training, networking opportunities and social gatherings - everything you need to establish yourself within your local insurance community, and beyond.
Fundamentals of Takaful / Re-Takaful »
In this Insurance Institute of London lecture Iqbal Asaria discusses the fundamentals of Takaful and Re-Takaful and how they relate to contemporary practice of Insurance and Re-Insurance. The interface between the two is examined.
The Journal Dec-Jan 2016 (full issue) »
The full issue of the Journal for December - January 2016. 
Insurance Distribution Directive (IDD) passed and MiFID-2 nears UK implementation »
The Insurance Distribution Directive (formerly known as the re-cast Insurance Mediation Directive or IMD-2) has been passed with significant increases in consumer protection including scope and professional standards.
CII response to Financial Advice Market Review »
The CII welcomes the Government's efforts to make financial advice, in its broadest definition, accessible to all. Regardless of which service the adviser is giving, or the channel or label used, standards, training, accreditation and revalidation must be at its heart.
Recent developments in insurance contract law »
This fact file attempts to summarise the most important developments in English insurance contract law since the beginning of 1999. The number of insurance and reinsurance cases coming before the English courts has never been greater, with key issues or principles falling to be decided on regular occasions. In particular the law on utmost good faith has been transformed by the courts.
The Senior Insurance Managers Regime explained »
In this Faculty video we look at the impending Senior Insurance Managers Regime (SIMR) from the Prudential Regulatory Authority and the Financial Conduct Authority outlining the changes to conduct rules and the reformed approved persons regime. The new regime. which comes into effect from March 2016, with some apsects in place from January 2016, will impact not only board members but those undertaking key functions and should be understood by all those in or seeking to step up to, senior roles.
Autumn statement 2015 »
This summary has been prepared very rapidly by Taxbriefs and is for general information only. It is recommended to seek competent professional advice before taking or refraining from taking action on the basis of the contents of this publication. The guide represents the authors understanding of the law and HM Revenue & Customs practice as at 25 November 2015, which are subject to change. Quick links Highlights » Economic background » Capital taxes » Savings and pensions » Personal taxation » Business taxes » Welfare » Tax administration and simplification » Tax avoidance, evasion and compliance » Main income tax allowances and rates » Income tax rates and bands » National Insurance Contributions »
Pensions Act 2014 - the single tier pension »
The waiting will soon be over - sort of. From 6 April next year, state retirement benefits will be streamlined under the banner of the single-tier pension and contracting-out will be no more. Of course, this being pensions, it was never going to be that easy and quite right too. The new system will be relatively straightforward, but the devil is in the transition.
The quality of advice: pension freedoms »
The new pension freedoms are now embedded and the providers, in the true spirit of competition, have taken different views on what options they wish to provide. Overarching this however, is the nature and quality of advice, if any, being given to members of pension schemes.
Pensions tax relief: time for a TEE-brake »
The current tax treatment of pension saving - known as Exempt, Exempt, Taxed (EET) - has many attractive features and we should be cautious of radically overhauling it without good reason.
CII briefing: Financial Advice Market Review »
A briefing on the HM Treasury and FCA's Financial Advice Market Review.
CII Public Affairs Update Issue 5 2015 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers a number of announcements by the PRA and FCA, whistleblowing rules and a wrap up of the political party conference season.  
Pensions in the UK »
The text available here is an extract fo the report 'Pensions in the UK, key trends and opportunities to 2019. Timetric. August 2015'. It provides an overview of the pensions industry in the UK, with supporting statistics. 

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