State retirement pensions »
The following benefits are provided by the contributory state
Category A state retirement pension:
basic state pension component;
additional pension component.
Category B state retirement pension:
basic state pension component spouse/civil partner still
basic state pension component spouse/civil partner has
inherited additional pension component for widow, widower or
surviving civil partner.
The regulation of investment intermediaries »
On 1 April 2013 the Financial Services Act 2012 came into force,
replacing the Financial Services Authority (FSA) delivering a new
regulatory structure for the UK, comprising the Prudential
Regulation Authority (PRA) and the Financial Conduct Authority
(FCA). This fact-file explains how the new regulators operate and
in doing so provides an insight into what the regulatory landscape
will look like going forward.
Ethical culture: a practical guide for small firms »
Every firm has a culture. It doesn't matter if you employ 10 or
10,000 people: culture influences how your firm goes about its
business. It also helps shape how your firm develops and how it
succeeds. Ethical culture: a practical guide for small
firms offers guidance on how to shape culture within your
Ethical culture: building a culture of integrity »
The first paper in our new ethical culture guidance series is
aimed at helping CII members to embed a culture of integrity within
their organisations. To do so, it builds on research conducted by
the authors - the Real Integrity research project.
Are we "in" yet? »
The Government's workplace pension reforms represent a
significant challenge for small firms, many of whom will have to
offer their employees an occupational pension scheme for the first
time. This research report identifies how ready small businesses
are for the reforms and how financial advice can help.
The regulation of retail investment business »
The sale of packaged investment products (life and pensions
policies, unit trusts, individual savings accounts and open-ended
investment companies) has to comply with the rules and guidance
contained in the FCA's Conduct of Business Sourcebook (COBS)
originally introduced under the FSA's regulatory regime on the
1 November 2007 and transitioned to the FCA at legal cut-over
on the 1 April 2013.
'Micro firm’ opportunity for financial advisers »
More than three quarters (76%) of micro employers in the UK are
still not covered by any workplace pension scheme one year after
the Government's 'I'm in' television campaign to raise awareness of
the need for firms to prepare for auto-enrolment first aired,
according to a new report from the Personal Finance Society (PFS)
entitled Are we 'in' yet?
Care Bill briefing »
The Care Bill forms the backbone of the Government's strategy
for reforming the long term care sector, following the Dilnot
Review in 2011-2012.
Amanda Blanc: reflections on the president's year »
CII President Amanda Blanc, ACII, Chartered Insurer reflects on
her year long tenure in office, focusing on the highlights of her
year and the challenges and opportunities facing the CII and her
Solvency II - avoiding the insurance reporting cliff »
In this special CII webcast on the issues around Solvency II,
the authors of a joint Oracle/PwC white paper "Avoiding the
insurance reporting cliff - the importance of data management for
insurance regulatory reporting" talk around the key issues - both
the challenges and the opportunities - facing the insurance