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Fact files

We present a series of in-depth technical fact files aimed at busy practitioners – fact-packed, up to date and easy to digest. Each file has been written exclusively for us by an expert in the field, and runs from 3,000 to 30,000 words. All files are regularly reviewed for currency and updated as necessary.

International | European Union | United Kingdom – general insurance | United Kingdom – financial services | India


International

Markets | Risk management | Marine

Markets

Insurance company failures
A survey of insurance company failures around the world, with case studies on major collapses in the UK, Japan, Australia, Canada and the US

Risk management

Alternative risk transfer
How alternatives to traditional insurance are being developed, ranging from long-standing solutions like mutual insurance and self-insurance through to more recent developments like finite risk insurance and reinsurance, multitrigger policies and the use of capital markets. With a more detailed look at capital market solutions, including catastrophe bonds and derivatives

E-commerce risks
A look at the key risks posed by e-commerce, including security and business continuity issues

Enterprise risk management
A look at the concept of enterprise risk management, with a review of particular exposures like political risk, supply chain risk, workplace inadequacies, business change and regulatory risks

Marine

Piracy
How the threat of piracy is growing and what is being done to combat it


European Union


Insurance law

Insurance in the single market
A detailed look at all EU insurance directives and other EU activity affecting the industry. Includes implementation tables showing which member states have brought each directive into force and relevant UK legislation


United Kingdom – general insurance

Insurance law | Regulation | Markets | Management | Claims | Reinsurance | Special risks | Property | Pecuniary | Liability

Insurance law

Recent developments in insurance contract law
A detailed review of developments in English insurance contract law since the beginning of 1999. Looks at key cases and legislative changes affecting the general principles of insurance law as well as the liability and motor classes in particular. Includes relevant regulatory developments

Regulation

The regulatory framework
A guide to the regulatory framework for insurance and other financial services in the UK and issues affecting all regulated firms and classes of business. Includes sections on the FSA's approach to regulation, the Handbook, reporting requirements, disciplinary issues, dispute resolution and compensation

The prudential regulation of insurance companies
Looks at the authorisation of insurance companies and prudential requirements covering capital resources, valuation of assets, operational risk, annual returns etc. Covers all reporting requirements

The regulation of general insurance and protection business
Focuses on the regulation of business conduct with respect to general insurance and protection-only life contracts and both insurers and intermediaries. Covers the Insurance: Conduct of Business Sourcebook, training and competence requirements, treating customers fairly and related rules

The regulation of general insurance intermediaries
How insurance brokers and other general insurance intermediaries are authorised and the prudential requirements on capital, professional indemnity insurance and client money

Markets

Mergers and acquisitions in insurance
A look at insurance company and broker mergers and acquisitions over the last 10 years or so, with an overview of the legal situation

You may also be interested in the following international title
Insurance company failures
A survey of insurance company failures around the world, with case studies on major collapses in the UK, Japan, Australia, Canada and the US


Management

E-commerce in insurance
A review of e-commerce activity in insurance and the legal considerations affecting data protection, privacy, distance marketing etc

London market reform
How the London insurance market is reforming its practices and procedures to meet business and regulatory demands. Looks at the mechanisms for initiating and implementing reform and details current projects, in particular accounting and settlement, electronic claims files and contract certainty


Claims

The Financial Ombudsman Service and general insurance
An in-depth look at the work of the Financial Ombudsman Service in general insurance. Takes relevant material from over 50 issues of Ombudsman News and analyses it by theme and class of business. With an introduction on the development of the service and its powers

Fraudulent claims
Looks at the nature and extent of fraudulent claims in the UK and reviews what insurers are doing to combat the problem. Includes case studies

Reinsurance

Recent developments in reinsurance law
A review of developments in English reinsurance law since 1985, including many of the key cases which have shaped the modern law of reinsurance

Special risks

Insurance requirements in construction contracts
Covers the legal framework of construction contracts with a detailed look at the insurance clauses. Focuses on the Standard Form of Building Contract but also covers other forms


Property

Arson
A look at all aspects of arson in the UK. Includes the legal situation, loss statistics, risk assessment and control and loss investigation. Also covers underwriting and claims considerations and arson in particular kinds of building

Flood risks and insurance
An in-depth survey of the flood risk in the UK covering hazards, vulnerability, exposure and land use planning as well as underwriting and claims issues. Includes statistics and case studies


Pecuniary

After-the-event legal expenses insurance
What after-the-event cover is, how it is being developed and the issues arising. Includes a review of recent case law and the role of the claims management company

Payment protection insurance
Reviews the market for payment protection insurance, product features and regulatory developments. Also looks at suitability and alternatives

Liability

The civil justice reforms
On the reforms to civil litigation procedures in England and Wales introduced in 1999 following Lord Woolf’s review. Covers pre-litigation protocols, legal proceedings and legal costs. Also looks at the implications for insurers

The professional liability of insurance brokers
How professional liability claims against insurance brokers can arise and what can be done to deal with the consequences. Includes relevant case law and a consideration of professional indemnity insurance

Recent developments in quantum
A review of key changes since 1992 in the quantum of damages in personal injury cases. Coverage includes the Judicial Studies Board guidelines, the calculation of future losses, structured settlements and periodic payments, the provision of medical treatment and care and deductions made from damages

Recent developments in tort
An in-depth survey of developments since 1996 in the law of tort. Looks at important decisions by the courts as well as key pieces of legislation impacting the law of tort. Areas covered include duty of care, causation, remoteness of damage, nuisance, vicarious liability, occupiers' liability, liability for animals, limitation of actions and product liability


United Kingdom – financial services

Insurance law | Regulation | Management | Underwriting | Life | Health | Pensions | Lending

Insurance law

Recent developments in insurance contract law
A detailed review of developments in English insurance contract law since the beginning of 1999. Looks at key cases and legislative changes affecting the general principles of insurance law as well as the liability and motor classes in particular. Includes relevant regulatory developments

Regulation

The regulatory framework
A guide to the regulatory framework for insurance and other financial services in the UK and issues affecting all regulated firms and classes of business. Includes sections on the FSA's approach to regulation, the Handbook, reporting requirements, disciplinary issues, dispute resolution and compensation

The prudential regulation of insurance companies
Looks at the authorisation of insurance companies and prudential requirements covering capital resources, valuation of assets, operational risk, annual returns etc. Covers all reporting requirements

The regulation of investment intermediaries
How investment intermediaries are authorised and the prudential requirements on capital, professional indemnity insurance and client money

The regulation of mortgage business
A guide to the regulation of the conduct of mortgage business with respect to both lenders and intermediaries. Covers the Mortgage: Conduct of Business Sourcebook, training and competencerequirements and related rules

The regulation of mortgage intermediaries
How mortgage intermediaries are authorised and the prudential requirements on capital, professional indemnity insurance and client money

The regulation of retail investment business
Focuses on the regulation of business conduct with respect to packaged investment products (life and pensions, unit trusts, individual savings accounts etc) and both product providers and financial advisers. Covers the Conduct of Business Sourcebook, training and competence requirements, treating customers fairly and related rules

Management

E-commerce in insurance
A review of e-commerce activity in insurance and the legal considerations affecting data protection, privacy, distance marketing etc

Fee-based advice in financial services
How financial advisers can offer a fee option to clients and what the regulatory situation is. Looks at the pros and cons, fee structures and administrative issues. With worked examples

Underwriting

Genetic testing and insurance
Why genetic testing is an issue for life and health insurers and what is being done to address the problems arising. Looks at the role of the Association of British Insurers, the Genetics and Insurance Committee and the Human Genetics Commission

Life

Recent developments in life assurance law
A review of key developments in English law since 1996 of particular relevance to life assurance, including case law, legislation and selected regulatory issues. Looks at insurable interest, non-disclosure, agency, trusts and other matters

Recent developments in life product design
How life products have changed since 1996 and some of the key factors influencing life product design. Includes sections on unfair terms, the Fuji and Equitable cases, the decline of with profits, growing sophistication in investment choice and the use of derivatives

Health

Critical illness insurance
A review of critical illness insurance in the UK, including types of insurance, coverage and taxation issues

Long-term care insurance
A look at long-term care insurance in the UK, including legal and regulatory issues, the characteristics of coverage and product developments

Payment protection insurance
Reviews the market for payment protection insurance, product features and regulatory developments. Also looks at suitability and alternatives

Pensions

The tax treatment of pension schemes
A guide to “pensions simplification” – the new tax regime introduced on 6 April 2006. Coverage includes the seven pension rules and the six death benefit rules, the different types of lump sum and death benefits, member contributions and annual and lifetime allowances. Also includes pointers for financial advisers on planning under the new regime

Stakeholder pension schemes
Looks at the rules governing stakeholder pensions and take-up of the products

State retirement pensions
A review of benefits payable under the state retirement pension. Covers both the basic state pension component and the additional pension component as well as special rates of payment

Lending

Equity release
An overview of the equity release sector, covering both lifetime mortgages and home reversion plans. Looks at product features, the consumer profile, product providers, regulation and implications for tax and benefits

Recent developments in mortgage product design
A review of changes in mortgage products since the beginning of 2001. Covers general market developments, emergent product types like tracker mortgages and buy-to-let, key changes in existing mortgage products and aspects like affordability criteria, self-certification and fast-track underwriting



India

Life

Expected soon
Unit-linked insurance policies

Investment

Mutual funds
A look at the various types of mutual funds available in India, their suitability for personal investors and tax and regulatory aspects. Includes a comparison with insurance and other products


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