Conference recognises role of professional brokers »
Insurance broking was to the fore at the UK Insurance &
Financial Services Conference 2005, hosted by the CII and CILA at
the QEII Conference Centre in central London.
Southeast building plans pose threat »
PLANS to build up to 300,000 homes in south-east England could
increase flood claims by 5% nationally and by 75% in the areas
where the homes are being built, according to the Association of
British Insurers. The ABI warns that building homes in these areas
may cause claims to jump by £55m a year. So for losses as a result
of floods to increase, flooding in the UK would not need to become
London still has four goals to meet »
MIKE PULFER, manager of the CII's London Market Faculty,
looks at the faculty's progress as it approaches its first birthday
Market of faith waiting to be tested (September 2005) »
As environmental exposures have evolved, insurers have
sought new sources of capital to cover certain risks. When it
emerged in the late 1990s, the catastrophe bonds market was
considered by some to be a replacement for traditional
Drive for change (London Market 2005) »
A special report by Insurance Day on the changes in the London
Market in 2005.
You , the FSA, and lifetime mortgages »
Advisers who include lifetime mortgages within their portfolio
need to carefully consider the FSA requirements for holding the
appropriate qualification. Lifetime mortgages, which will cover
both equity release and home reversion plans, have been categorised
as 'higher risk' by the FSA and there are separate rules in
Chapter 8 of MCOB regarding the Advising and
Selling standards to be followed in these sales.
Regulatory returns (PS 04/8 & 04/9) »
The FSA developed a regime for regulated firms to report to them
information about themselves and their activities. This information
is collected to enable the FSA to monitor adherence to threshold
conditions and specific rule requirements, and to allow the
identification of trends within individual firms and in the market
as a whole. The information will also be used to identify firms
upon which to focus regulatory activity.
The generation gap: talent in the mortgage industry »
Most industries are engaged in a war - the war for talent. At a
recent meeting the Head of an FE College commented that they had a
problem meeting the needs of employers, given the fact that the
pool of high-quality school-leavers and graduates is limited
Seizing the supply chain opportunity »
Picture the scene. Mrs Jones from Penzance calls to say
that her neighbour's tree blew over in last night's storm, and has
ripped a hole in her roof. The rain's coming in. She wants
something done - fast. What happens next?
Lloyd's 2005: tea leaves looking good »
The Lloyd's market will enter the 2005 underwriting year in good
shape on the back of a decent 2004 despite catastrophe losses.
ADRIAN LADBURY reviews recent performance and asks whether it will
be sufficient to retain investors' interest
Introducing the Society of Mortgage Professionals (November 2004) »
A newsletter introducing the newly-formed Society of Mortgage
Professionals, in November 2004.
Leeds: the UK's burglary capital »
HOME Office statistics show that central Leeds is now the UK's
burglary capital, with homeowners in some parts of the city having
as much as 35 times more chance of having their property broken
into than in parts of rural Wales.
Hurricane Katina : exclusion and hours clauses »
This document, by Clyde and Co gives supplementary materials on
Hurricane Katrina and the associated insurance implications.